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Medicare made for you.

2027 coverage

October 15–December 7, 2026.

Annual Enrollment for Medicare Advantage and prescription drug coverage runs October 15–December 7, 2026, with changes generally effective January 1, 2027. Other enrollment opportunities may apply. Medigap has separate enrollment rules.

Understand enrollment timing

Medicare plan options

Explore Medicare plans.

Choose the coverage you want to explore. Compare online, or ask us for personal guidance.

Understand your options
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01 · Medicare Advantage

Medicare Advantage Plans

Compare and enroll online in plans from Aetna, Geisinger, Highmark, Humana, Jefferson Health Plans, UnitedHealthcare, and other available carriers.

Older adult reviewing Medicare information at home

02 · Special Needs

Medicare Special Needs Plans

Shop and enroll online in plans from Aetna, Geisinger, Highmark, Humana, Jefferson Health Plans, Wellcare, and other available carriers.

A type of Medicare Advantage plan with specific eligibility requirements. Ask us to check eligibility before choosing.

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03 · Medicare Supplement

Medicare Supplement Plans

Explore available Medicare Supplement options from Capital Blue Cross, Highmark, Humana, and UnitedHealthcare, or ask us to compare the options we offer. Confirm underwriting and enrollment rights before applying.

Medigap supplements Original Medicare. Prescription drug coverage is purchased separately.

Online shopping · PlanEnroll

Compare plans

Prefer a little guidance?

We can help compare the options we are licensed and appointed to offer.

PlanEnroll opens our online shopping experience; Wellcare opens a separate carrier experience. Confirm the coverage year. Enrollment depends on eligibility, location, plan terms, and your enrollment period. Medical underwriting may apply to Medigap outside protected enrollment opportunities.

Start with your situation

Where are you in your Medicare journey?

Choose your situation to see your next step.

I already have Medicare.

Review your Annual Notice of Change, doctors, prescriptions, pharmacies, and expected costs for 2027. Keeping your current plan can be a reasonable choice when it remains available and still fits.

Schedule your annual review
I’m turning 65 or retiring.

Start with when Medicare should begin and how it fits with your current coverage. Your first enrollment dates may be different from fall Annual Enrollment.

Follow our getting-started guide
I want to compare online.

Explore the plan options above with your prescription and provider information ready. You can ask us for help before making a decision.

Explore online plan options

Understand your options

Two ways to receive your Medicare coverage.

Choose a coverage path below to explore how it fits your doctors, prescriptions, budget, and travel plans.

Older couple enjoying a sunlit autumn walk together
Original Medicare with Medigap and Part D

Original Medicare includes Parts A and B. A Medicare Supplement policy, also called Medigap, can help pay certain remaining medical costs. New Medigap policies do not include prescription coverage; a separate Part D plan can provide it.

You generally can use providers nationwide who accept Medicare; Medicare SELECT policies have network rules. Compare all premiums and remaining costs, and check your right to buy a Medigap policy before changing coverage.

Learn about Medicare Supplement insurance
Medicare Advantage

A Medicare Advantage plan is a private insurer’s alternative way to receive your Part A and Part B benefits. Most plans include Part D, and some offer dental, vision, hearing, or fitness benefits.

Compare the exact provider network, medical and drug costs, referrals, prior authorization, and travel rules. You generally continue paying your Part B premium. A $0 plan premium does not mean all care is free.

Learn how to compare Advantage plans

Considering a switch to Medigap? Fall Annual Enrollment does not automatically give you a guaranteed right to buy or switch a Medigap policy. Medical underwriting may apply outside protected enrollment opportunities. Check eligibility and timing before dropping coverage.

Compare both coverage paths

Personal guidance

What we review together.

Open a topic to see what we check.

Your doctors and care

We help you check the specific plan’s network, important hospitals, expected treatments, and care rules. Confirm provider participation with both the provider and the plan before enrolling.

Your prescriptions and pharmacies

We review exact medications, covered-drug lists, pharmacy options, and restrictions. Compare estimated annual drug costs alongside the monthly premium.

Your budget and priorities

We explain premiums, deductibles, copays, coinsurance, spending limits, and useful extra benefits for the plans we offer. Consider both routine care and a year when you need more help.

Prefer to shop online?

Let’s get started.

PlanEnroll opens our online shopping experience. Choose the coverage you want to explore and confirm the coverage year. Wellcare opens a separate experience for available Wellcare plans. These links show selected plans and carriers; availability varies by location and eligibility.

Special Needs Plans are Medicare Advantage plans for people who meet specific eligibility requirements, such as qualifying for Medicare and Medicaid, having certain chronic conditions, or meeting institutional-care criteria. Ask us to review eligibility before choosing one.

To see all Medicare Advantage and drug plan options in your area, use Medicare.gov’s Plan Compare or call 1-800-MEDICARE (1-800-633-4227).

Meet your agent

Learn about Sonon Insurance.

Justin founded Sonon Insurance to make insurance personal and easier to understand. His insurance career began in 1995, and he added health and life licensing in 2010.

Meet by phone or virtually to discuss your situation and the options we are licensed and appointed to offer. Sonon Insurance does not charge an agency servicing fee. Your relationship continues after enrollment when you have questions or your needs change.

Make the conversation useful

Have these details ready.

Your Medicare review checklist
  • Your ZIP code and county, current plan, and desired start date.
  • Your Annual Notice of Change and current plan documents, if available.
  • Your doctors, specialists, preferred hospitals, and pharmacies.
  • Your prescription names, strengths, quantities, and refill frequency.
  • Your budget, travel plans, and care or benefits that matter most to you.

You can ask for help before you have everything gathered. Please do not send Medicare numbers, Social Security numbers, or detailed medical information through our general inquiry form. Your agent will explain how to share any needed information securely.

Office hours: Monday–Friday, 8:30am–5pm ET. Call (484) 999-7767 or choose a time on our calendar.

Helpful reading

Clear answers for your next step.

Explore all Medicare articles

Good to know

Questions, answered.

When can I review or change my Medicare plan?

Fall Annual Enrollment runs October 15–December 7, 2026, with changes generally effective January 1, 2027. Confirm which enrollment period applies before changing your coverage. First-time enrollment and Special Enrollment Periods may also apply. People already in Medicare Advantage generally have a separate January 1–March 31 opportunity to make one change.

Can I keep my current plan?

Keeping your current coverage may be appropriate if it remains available and still fits your needs. Review the coming year’s costs, prescriptions, pharmacies, provider network, and notices before deciding. Confirm any renewal action required by your plan.

Can I buy or switch Medigap during fall enrollment?

Fall Annual Enrollment does not automatically guarantee Medigap acceptance. Your federal Medigap Open Enrollment Period lasts six months, beginning the first month you are both 65 or older and enrolled in Part B. Medical underwriting may apply afterward unless you have guaranteed issue rights or state protections. Check eligibility before changing coverage.

How do I check my doctors and prescriptions?

Use the exact plan name and coverage year. Confirm provider participation with both the provider and the plan. Check each medication’s name, strength, form, quantity, drug-list status, restrictions, and cost at your pharmacies. We can help you review these details for the plans we offer.

Do you offer every Medicare plan?

No. We explain and compare plans we are licensed and appointed to offer. Our online links show selected options, and availability varies by location and eligibility. Medicare.gov’s Plan Compare and 1-800-MEDICARE provide information on all Medicare Advantage and drug plan options in your area.

Does working with Sonon Insurance cost extra?

Sonon Insurance does not charge an agency servicing fee, and using our assistance does not increase the carrier’s premium. Plan premiums and other costs depend on the coverage you choose.

Can we meet by phone or virtually?

Yes. Choose an available appointment for a phone or virtual conversation. Office hours are Monday–Friday, 8:30am–5pm ET. You can also request a call or email through our Medicare inquiry form.

What should I have ready?

Your ZIP code and county, current plan and Annual Notice of Change, doctors, hospitals, pharmacies, prescription details, desired start date, and budget are helpful. You can ask for help before you have everything. Your agent will explain how to share any needed sensitive information securely.

Let’s review what matters to you.

Bring your questions, current coverage, and priorities. We’ll explain the options we offer so you can decide what fits.

Sonon Insurance is not affiliated with or endorsed by Medicare or the federal government. Coverage and enrollment depend on eligibility, plan terms, service area, and applicable enrollment rules.