Independent coverage guidance
Explore fixed and fixed-indexed annuity options with a licensed professional who can explain guarantees, access, and time horizons.
Explore your options
Start with your goals. We’ll help you compare available annuities across carriers and understand how each option fits your retirement plan.
Predictable growthEarn a stated interest rate for a defined period. Compare available terms with the time you can leave your savings in place.
Review the guaranteed rate period, renewal terms, and withdrawal limits.
Growth potentialInterest credits are linked to an index using the contract’s formula. You are not investing directly in the stock market.
Compare caps, participation rates, and other limits on interest credits.
Income planningExplore how an annuity can turn part of your savings into income. We can help compare payment timing and available lifetime income features.
Review access to your money, beneficiary options, and any rider fees.
The Sonon approach
Start with your retirement goals, income needs, and the savings you need to keep accessible.
Understand differences in interest crediting, surrender periods, withdrawal provisions, and income features across available contracts.
We remain available to help with contract questions and changing income needs.
Good to know
We review your goals, time horizon, existing retirement income, and need for access to your savings before comparing available options.
Withdrawal provisions vary. Taking money out early may trigger surrender charges, market value adjustments, and taxes. We’ll explain the contract’s access limits before you decide.
Contract guarantees depend on the claims-paying ability of the issuing insurance company. Annuities are not FDIC-insured bank deposits.
Yes. We can discuss your goals and compare available options by phone or virtual appointment.
Affordable. Reliable. Experienced.
Tell us what’s working, what isn’t working, or what you want to understand better.
