Retired couple cooking together at home

More than an address.

Protection for the home you love.

Home insurance carriers

Home, well covered.

Request a personalized quote and let Sonon Insurance help you compare available coverage from our home insurance carrier partners.

White home and detached garage with a landscaped courtyard
01 · American Modern

American Modern Home Insurance

Request a quote and review available American Modern home insurance coverage with help from Sonon Insurance.

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Luxury home with stone entry, mature trees, and warm exterior lighting
02 · Chubb

Chubb Home Insurance

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Bright coastal home interior overlooking the water
03 · Coastal Home

Coastal Home Insurance

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Covered front porch with navy doors and outdoor seating
04 · Foremost

Foremost Home Insurance

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Couple imagining their future home against a hand-drawn interior
05 · Franklin Mutual

Franklin Mutual Home Insurance

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Father playing with his young son in a bright living room
06 · National General

National General Home Insurance

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Woman standing inside a modern home with glass doors open to a patio
07 · Openly

Openly Home Insurance

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Father reading with his two children beneath warm string lights
08 · POM

POM Home Insurance

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Tree-lined neighborhood of well-kept homes beneath a blue sky
09 · Progressive

Progressive Home Insurance

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Inviting home patio and open living space with string lights
10 · Travelers

Travelers Home Insurance

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Carrier and product availability varies by state. Coverage is subject to eligibility, underwriting, policy terms, and carrier approval.

The Sonon approach

More than a quote.A better choice.

Built around you

We look beyond a generic quote to understand how home insurance fits the rest of your life or business.

Compared clearly

See meaningful differences in limits, deductibles, exclusions, service, and price, not just the lowest number.

Supported after purchase

Your relationship does not end when a policy is issued. We remain a resource as your needs change.

A contemporary stone and cedar home surrounded by a green lawn and natural landscaping in warm afternoon light

Coverage insights

The details make the difference.

Not all home insurance policies offer the same protection. Choose a topic and explore the details that are easy to overlook.

Coverage explained

What’s beneath your lawn matters, too.

A damaged underground water, sewer, or other utility line can mean digging, repairs, and restoring your yard. Service line coverage may help with eligible damage to lines you are responsible for, when included in your policy or added by endorsement.

Good to know

Repairing a broken line and cleaning up water that backs into your home are different coverage questions.

What should I check carefully?

Look at which lines and causes of damage qualify, the coverage limit, deductible, and excavation or landscaping benefits. Some endorsements cover failures caused by wear and tear or corrosion; others exclude them. An old but functioning line is not automatically eligible for replacement.

What should I ask my agent?
  • Which underground lines am I responsible for?
  • Does this endorsement cover failure caused by wear and tear, corrosion, or tree roots?
  • Are excavation and yard restoration included, and within what limit?
Explore underground service line coverage

For learning, not a determination of coverage. Availability and protection depend on your policy, endorsements, exclusions, limits, deductibles, and applicable state law. This explorer does not review your individual policy.

Good to know

Questions, answered.

How do I choose the right home insurance?

We start with what you need to protect, compare suitable options from multiple carriers, and explain the tradeoffs in plain language before you decide.

Will working with an independent agency cost more?

No. Sonon Insurance does not charge an agency servicing fee, and using an independent agent does not increase the carrier premium.

Can we review everything remotely?

Yes. Sonon Insurance works with clients by phone and virtual appointment throughout the states we serve.

Affordable. Reliable. Experienced.

Let’s talk coverage.

Tell us what’s working, what isn’t working, or what you want to understand better.

Get a quote (484) 999-7767