Independent advice, made personal.
A little clarity goes a long way
Choose a starting point. Explore the essentials, then go deeper with a helpful article.
From the Sonon journal
Your starting point
Start with the people who depend on you. Think about household income, childcare, education, and the everyday expenses you would want help covering.
List the costs you want to support, how long that support may be needed, and the savings or existing coverage already available. These are useful starting points for a personal coverage conversation.
A starting point for learning. Coverage and eligibility depend on the policy, underwriting, and carrier approval.
Explore all life insurance articlesThe essentials, without the overwhelm
Tap a policy type to compare how long it lasts, how you pay, and what deserves a closer look.
Term life
Coverage for a set number of years, often with a lower starting premium than permanent insurance. It does not build cash value.
Consider how long your family will depend on your income. Check renewal and conversion deadlines before choosing a policy.
These are general differences, not a personalized recommendation. Policy terms, eligibility, and underwriting apply. Review the actual policy and illustration before applying.
Life insurance choices
Explore Aetna-affiliated Accendo and Continental Life final expense coverage, compare carriers with BackNine, review online plans with Ethos, or get personal guidance on GBU Life. Choose a product below to take the next step.
Aetna-affiliated Accendo coverage can help beneficiaries with funeral costs and other final expenses. Review the available level or modified plan; modified coverage has a reduced non-accidental death benefit during its first two policy years.
Plan for funeral costs and other final expenses with whole life coverage from Continental Life, an Aetna company. Explore a level-benefit plan with personal guidance. Health questions, eligibility, policy terms and carrier approval apply.
One starting point for term, whole, universal, and final expense life insurance from up to 80 carriers through BackNine. Available carriers and plans depend on your age, health, state, and coverage needs.
Explore streamlined Ethos Life plans with an online application and no medical exam required.
Explore convertible term and whole life with personal guidance from Sonon Insurance. GBU quotes and applications are agent-assisted, rather than self-enrollment on our website.
Coverage is subject to eligibility, underwriting, policy terms, and carrier approval.
Good to know
We start with what you need to protect, compare suitable options from multiple carriers, and explain the tradeoffs in plain language before you decide.
No. Sonon Insurance does not charge an agency servicing fee, and using an independent agent does not increase the carrier premium.
Yes. Sonon Insurance works with clients by phone and virtual appointment throughout the states we serve.
Affordable. Reliable. Experienced.
Tell us what’s working, what isn’t working, or what you want to understand better.
