Dental
Insurance
Ameritas
Ameritas dental plans offer flexible, comprehensive coverage, a large national PPO network, and practical benefits that lower dental costs. Many plans cover preventive care (cleanings, exams, X-rays) at 100%, often with no waiting period, so members can use benefits immediately. In-network dentists yield bigger savings, though members may see any licensed dentist. Plan options range from basic to robust (higher annual maximums and basic/major service coverage), letting individuals and families choose suitable protection. Ameritasâs long history and tools like cost estimators make their plans popular for reliable oral health coverage.
Allstate
Allstate dental insurance plans offer a Select Dental and Dental Indemnity plan with numerous options within each plan level. Allstate dental plans offer affordable coverage for routine and major care. Most cover 100% of preventive services (cleanings, exams, X-rays) with no waiting period. They also help pay for basic and major procedures (fillings, extractions, crowns, dentures) with plan-dependent coinsurance. Plans include broad dentist networks, flexible options, and some levels add orthodontic benefits, making them a practical choice for families and individuals.
Delta Dental
Compare plans by Delta Dental, Careington, Renaissance Dental, AmFirst Dental and others, or shop other Delta Dental plans for their alternate plans.
Delta Dental â A widely recognized U.S. carrier offering PPO and Premier plans with large networks. Strong preventive coverage (cleanings, exams, Xârays); can see in- or out-of-network dentists. Waiting periods may apply for basic/major services. Click here for more plans from Delta Dental not included in our link below.
Careington â Primarily discount dental programs (membership-based) providing pre-negotiated discounts through a large dentist network. Typically no waiting periods; cost-effective for immediate savings without claims or annual maximums.
Renaissance Dental â Full dental insurance covering preventive, basic and major services. Visit any licensed dentist; better savings in-network. Often no waiting period for preventive care; structured benefits, reasonable deductibles and annual maximums.
AmFirst Dental Plans â Offers individual and group PPO and indemnity-style plans, often using the Maximum Care network for broad dentist access. Covers preventive and restorative care with various annual maximums for flexible, value-focused options.
FAQs
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Most dental plans cover preventive services like cleanings, exams, and X-rays up to 100%. Basic services like fillings and simple extractions are often covered up to 60%â80%, while major services like crowns, dentures, and root canals may be covered up to 40%â50% (coverage varies by carrier and plan).
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Many dental plans have no waiting periods for preventive care, but basic or major services can have waiting periods of 6â12 months (can vary by carrier and plan).
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This is the most the insurance company will pay toward dental care in a plan year. It commonly ranges from $1,000 to $2,000, though some carriers offer higher limits up to $5,000. Preventative services are usually not counted toward the annual maximum limit.
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PPO dental plans still provide out-of-network coverage, though you may pay more. HMO plans usually do not cover services from out-of-network providers.
Humana
Humana dental plans offer a range of flexible coverage options designed to fit different needs and budgets, whether youâre looking for basic preventive care or more comprehensive protection. Many plans cover 100% of routine preventive care (cleanings, exams, X-rays) with no waiting period for in-network dentists. Plans may also cover basic procedures (fillings) and major services (crowns, dentures) with predictable cost-sharing and annual limits. Humanaâs nationwide network and options, from PPOs to DHMOs and bundled dental/vision/hearing plans let you choose coverage that fits your budget and needs.
Manhattan Life
Shop Manhattan Lifeâs standard and select level of coverage that bundles dental, vision and hearing benefits into one plan. ManhattanLife dental plans offer affordable coverage for routine and unexpected care, with various annual maximums and often no waiting period for preventive and basic services (exams, cleanings, X-rays, fillings, extractions). You can use any dentist, bundle with vision and hearing, and choose guaranteed-issue and family-rate options to limit out-of-pocket costs.
Mutual of Omaha
Shop, compare and enroll in affordable Mutual of Omaha dental insurance plans below. Have questions? Book a meeting with us for help. Mutual of Omaha dental plans provide reliable, affordable coverageâoften 100% for preventive care (after deductible), tiered benefits for basic and major procedures, and many plans with no waiting period. You can see any licensed dentist, with lower costs in the PPO network. Plans suit different budgets and make long-term oral care more predictable.
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National Care Dental by MetLife
National Care Dental insurance plans by MetLife provide affordable, comprehensive coverage that helps you save on routine check-ups, cleanings, and major dental work. With access to a large network of dentists and no waiting periods on many services, you can get care when you need it most. These plans make it easier to budget for dental expenses and promote long-term oral health for you and your family.