Business insurance is designed to help protect companies from financial losses resulting from accidents, lawsuits, property damage, employee injuries, cyber incidents, and other unexpected events.

Business insurance can help protect your company, assets, employees, and income from costly claims and unforeseen risks that could otherwise threaten your operations.

Common business insurance coverages include:

• General Liability Insurance

• Commercial Property Insurance

• Business Owner's Policies (BOP)

• Commercial Auto Insurance

• Workers' Compensation Insurance

• Professional Liability Insurance

• Cyber Liability Insurance

• Commercial Umbrella Insurance

• Inland Marine Insurance

• Employment Practices Liability Insurance (EPLI)

We can insure a large variety of businesses, including but not limited to dump trucks, towing services, privately owned pharmacies, pizza shops, restaurants with and without liquor licenses, breweries, wineries, accountants, lawyers, contractors, real estate agents, landscapers, tree trimming services, home cleaning services and more.

Certain coverages, such as Workers' Compensation and Commercial Auto Insurance, may be required depending on your state, industry, and business operations.

Yes. Many home-based businesses have risks that are not fully covered by a homeowners insurance policy and may benefit from dedicated business insurance coverage.

Absolutely. We work with businesses of all sizes, from sole proprietors and startups to established companies with multiple employees and locations.

Many businesses can receive quotes the same day, and some policies can be issued immediately once coverage is selected and payment is completed. We proudly offer instant enrollment options with ERGO NEXT and Coterie Insurance.