Medicare and Gym Memberships

Medigap plans may sometimes include wellness benefits or gym memberships. If you have a Medigap plan that comes with a wellness program, or if you're thinking about a Medicare Advantage plan that offers wellness benefits, here’s how it might work:

Medicare Advantage Plans: Some plans offer programs like SilverSneakers or Silver&Fit, which may allow members to join multiple gyms or fitness centers. These programs may provide access to a large network of gyms, meaning you can visit more than one gym as long as they are part of the network.

Medigap w/Wellness Benefits: If you purchase a Medigap plan that includes a wellness or gym membership benefit like SilverSneakers and RenewActive it may allow you to access multiple gyms.

To confirm whether you can join multiple gyms, check with the specific wellness program (e.g., SilverSneakers, RenewActive or Silver&Fit). They often allow access to multiple locations, but it's important to verify with the program or insurer.