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ACA metal tiers explained: Bronze vs. Silver vs. Gold vs. Platinum
ACA metal tiers estimate how you and a health plan share covered costs across a standard population. Learn how Bronze, Silver, Gold, and Platinum can affect your budget when you need care.
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Copay vs. coinsurance: what’s the difference in health insurance?
A copay is usually a set dollar amount; coinsurance is usually a percentage of a covered bill. Here’s how deductibles, networks, and plan rules affect what you pay.
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HMO vs. PPO: what’s the difference in health insurance?
Understand provider networks, referrals, and out-of-network costs so you can compare ACA health plans with more confidence.
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How does a health insurance deductible work?
A simple example explains what you pay before and after your deductible, which services may be covered sooner, and what to check while shopping.
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Lost your health insurance?
What to do if you’ve lost your healthcare coverage.
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What is the Affordable Care Act? A practical guide to ACA health insurance
Learn what the Affordable Care Act changed, which health plans are ACA-compliant, how pre-existing conditions are protected, and when Marketplace savings may be available.
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When is the 2027 health insurance Open Enrollment Period?
Compare 2027 marketplace deadlines in Pennsylvania, New Jersey, Florida, and Delaware, plus direct carrier enrollment through Sonon Insurance.
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