Independent coverage guidance
Extra protection. Greater peace of mind.
Extend the liability protection above qualifying home, auto, rental property, or business policies.
Coverage can include
High-limit liability
Personal umbrella
Rental properties
Umbrella coverage options
An extra layer of protection.
Explore personal and commercial umbrella options with guidance tailored to your household or business.
01 · Commercial Umbrella
Commercial Umbrella Insurance
Request a quote and review additional liability coverage for your business, including coverage limits and underlying policy requirements.
Get a quote ↗
02 · Personal Umbrella
Personal Umbrella Insurance
Request a quote and review additional liability coverage for your household, including coverage limits and underlying policy requirements.
Get a quote ↗Coverage is subject to eligibility, underwriting, policy terms, and carrier approval.
The Sonon approach
More than a quote.A better choice.
Built around you
We look beyond a generic quote to understand how umbrella insurance fits the rest of your life or business.
Compared clearly
See meaningful differences in limits, deductibles, exclusions, service, and price, not just the lowest number.
Supported after purchase
Your relationship does not end when a policy is issued. We remain a resource as your needs change.
Good to know
Questions, answered.
How do I choose the right umbrella insurance?+
We start with what you need to protect, compare suitable options from multiple carriers, and explain the tradeoffs in plain language before you decide.
Will working with an independent agency cost more?+
No. Sonon Insurance does not charge an agency servicing fee, and using an independent agent does not increase the carrier premium.
Can we review everything remotely?+
Yes. Sonon Insurance works with clients by phone and virtual appointment throughout the states we serve.
Affordable. Reliable. Experienced.
Let’s talk coverage.
Tell us what’s working, what isn’t working, or what you want to understand better.