A temporary place to stay
Review eligible additional living expense limits for the time it could take to repair a unit in an older or shared building after a covered loss.

Local insight. Personal guidance.

A local point of view
Downtown apartments, converted buildings, rowhome rentals, and newer communities can differ in access, storage, shared systems, and lease requirements. We help you inventory what you own and compare protection that follows your belongings beyond the rental itself.
What we compare
Review eligible additional living expense limits for the time it could take to repair a unit in an older or shared building after a covered loss.
Estimate furniture, clothing, electronics, kitchen items, bikes, and work-from-home equipment, then compare replacement-cost and settlement choices.
Discuss off-unit storage, bicycles, pets, jewelry, instruments, art, and electronics that may need special limits or separate scheduling.
A better starting point
A little preparation makes the comparison more accurate and useful.
Good to know
Coverage may extend to belongings away from the residence, but sublimits, exclusions, and deductibles can apply. Tell us where items are kept and what they are worth so options can be compared accurately.
A landlord may make renters insurance a condition of the lease. Review the lease for any required personal-liability limit and instructions for listing the property manager or owner.
Typically, a landlord's policy is intended for the building owner's property and liability, not a tenant's furniture, clothing, electronics, or personal liability.
Not always. Each resident should be correctly listed or consider a separate policy, depending on the carrier's rules and the household relationship.
Ready when you are
Your coverage type, state, and request will already be filled in.
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