A strong policy foundation
Start with Florida’s required personal injury protection and property damage liability, then review bodily injury liability and other limits against the people, income, and assets you want to protect.
Auto insurance in Orlando.
Local insight. Personal guidance.
Florida auto insurance carriers
Every road. Covered.
Compare available Florida auto insurance options from Chubb, Hagerty, and Travelers with guidance from Sonon Insurance.
01 · Chubb
Chubb Auto Insurance
Request a quote and review available Chubb auto insurance coverage in Florida with help from Sonon Insurance.
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02 · Hagerty
Hagerty Classic Car Insurance
Request a quote and review available Hagerty coverage for eligible classic and collector vehicles in Florida.
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03 · Travelers
Travelers Auto Insurance
Request a quote and review available Travelers auto insurance coverage in Florida with help from Sonon Insurance.
Get a QuoteCoverage is subject to eligibility, underwriting, policy terms, carrier appointment, and availability in Florida.
A local point of view
Coverage for every drive.
Driving around Orlando can mean crowded interchanges, changing construction patterns, heavy afternoon rain, visitor traffic, and long cross-town trips. We compare the policy details that matter for your drivers, vehicles, commute, parking, and budget, not just the first premium on the screen.
What we compare
Look beyond the premium.
Protection for your vehicle
Compare collision and comprehensive deductibles with the vehicle’s value, financing requirements, storm exposure, glass risk, roadside needs, and the way the car is stored.
The full household
Account for every driver, vehicle, commute, youthful operator, rideshare or delivery use, uninsured motorist protection, and available home or renters bundle when comparing options.
A better starting point
Your details. Our guidance.
A little preparation makes the comparison more accurate and useful.
- 01Driver and vehicle information
- 02Current declarations page, if available
- 03Typical commute and annual mileage
- 04Preferred deductibles and coverage concerns
Good to know
Questions, answered.
What auto insurance does Florida require?+
For most four-wheeled vehicles registered in Florida, the state requires at least $10,000 in personal injury protection and $10,000 in property damage liability. Other requirements can apply after certain crashes or violations, so your policy should be reviewed for your specific situation.
Is Florida’s minimum auto coverage enough?+
The legal minimum may satisfy basic registration requirements, but it does not address every financial risk. Bodily injury liability, uninsured motorist protection, collision, comprehensive, rental reimbursement, and roadside assistance may all deserve consideration.
Which coverage can help with Orlando storms and road debris?+
Comprehensive coverage may respond to covered non-collision losses such as falling objects, theft, vandalism, glass damage, or certain weather events. Collision coverage generally addresses covered impact damage. Deductibles, exclusions, and policy terms apply.
Can I bundle auto with home or renters insurance?+
Often, yes. Bundle availability and savings vary by carrier, but we can compare the combined result with standalone policies to see which approach offers the better overall fit.
Ready when you are
Compare auto insurance.
Your coverage type, state, and request will already be filled in.
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