A standard motorcycle policy can include:

• Liability coverage for injuries or property damage you cause

• Collision coverage for damage to your bike from an accident

• Comprehensive coverage for theft, fire, vandalism, or weather damage

• Uninsured/underinsured motorist protection

• Medical payments or PIP depending on your state

• Accessory coverage for custom parts, chrome, saddlebags, helmets, and riding gear

Most carriers cover:

• Cruisers

• Touring bikes

• Sport bikes

• Dirt bikes

• Scooters & mopeds

• Trikes

• Custom & vintage motorcycles (often needing specialty coverage)

You can lower premiums by adjusting coverages in the off-season, but keep some coverage active if the bike is stored, especially comprehensive for theft or fire.

Passenger coverage is often included in liability, but it varies by policy. Some states require an additional option called guest passenger liability.

We proudly offer affordable plans through Progressive, National General and Geico (product availability can vary by state).

You must provide the serial number, otherwise known as the vin# as well as provide your date of birth, address, license number (if applicable) and contact information to get an official quote.

Yes, in most states. If your sit-down scooter has an engine size of 50cc or higher, it is treated like a motorcycle and requires state-mandated liability insurance.

Yes, if you have comprehensive and collision coverage, you get up to a few thousand in coverage with most carriers for custom parts and accessories (check with us to confirm).