Association and lease requirements
Review required liability limits, interested-party instructions, deductibles, and any responsibility assigned to the tenant for damage to the unit.

Local insight. Personal guidance.

A local point of view
A rental may be part of an apartment community, condo association, townhome development, or single-family neighborhood. The building policy does not replace a tenant's own contents and liability protection, so we build the comparison around your household and lease.
What we compare
Review required liability limits, interested-party instructions, deductibles, and any responsibility assigned to the tenant for damage to the unit.
Estimate personal belongings separately from employer-owned or business equipment and identify any work activity that needs a business endorsement or separate policy.
Consider jewelry, watches, art, instruments, bicycles, pets, and personal umbrella eligibility instead of relying only on the policy's standard sublimits.
A better starting point
A little preparation makes the comparison more accurate and useful.
Good to know
It can cover ordinary personal property, but business equipment, inventory, and professional liability may be limited or excluded. Describe the work and equipment so the right options can be reviewed.
A landlord may make renters insurance a condition of the lease. Review the lease for any required personal-liability limit and instructions for listing the property manager or owner.
Typically, a landlord's policy is intended for the building owner's property and liability, not a tenant's furniture, clothing, electronics, or personal liability.
Not always. Each resident should be correctly listed or consider a separate policy, depending on the carrier's rules and the household relationship.
Ready when you are
Your coverage type, state, and request will already be filled in.
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