Home insurance in Chicago.

The appropriate limit depends on the estimated cost to rebuild or repair the property features you are responsible for, while personal property, liability, deductibles, and optional coverages should reflect your household and risk tolerance.

Not necessarily. The association master policy and bylaws define what the association insures, while a unit-owner policy can address your belongings, liability, loss of use, and building items assigned to you. The documents should be reviewed together.

Standard homeowners policies generally exclude flooding. A separate flood policy may be appropriate depending on the property, lender requirements, and your comfort with the exposure.

Yes. We can compare home and auto as a package and also consider standalone options when that produces a stronger combination of coverage, carrier fit, and total cost.