How to handle a hit-and-run accident

What do you do when there's a hit-and-run accident?

If you are involved in a hit-and-run situation, whether as the victim or witness, it’s crucial to remain calm and take the following steps:

1. Ensure Safety First

Check for injuries: If anyone is injured, call emergency services immediately (911 or your local emergency number).

Move to a safe location: If possible, move your vehicle out of traffic to avoid further accidents or hazards.

2. Call the Police

Report the incident: Even if the damage seems minor, it's essential to have an official police report. This can help with insurance claims and any legal action.

Provide details: Describe the incident and provide any information you have about the other vehicle, such as:

Make, model, and color of the vehicle.

License plate number (even partial).

Description of the driver or passengers.

Direction the vehicle was heading after the crash.

3. Gather Evidence

Take photos: Photograph the scene, your vehicle, and any damage or injuries. Include skid marks, debris, or anything relevant.

Write down details: Immediately jot down everything you remember about the hit-and-run vehicle or driver.

Look for witnesses: Ask people nearby if they saw the incident and if they’re willing to provide their contact information or statements to the police.

4. Notify Your Insurance Company

File a claim: Contact your insurance provider as soon as possible to report the hit-and-run accident.

Uninsured motorist coverage: If the other driver is not found, your own insurance may cover damages if you have uninsured/underinsured motorist coverage.

5. Follow Up with Authorities

Check for updates: Stay in contact with the police for updates on the investigation, especially if new evidence or witnesses come forward.

If You're the Driver Involved

Stay at the scene: Leaving the scene of an accident is illegal in most places and can lead to criminal charges.

Provide assistance: Offer help to anyone injured and call emergency services immediately.

Key Things to Avoid:

Chasing the other vehicle: It can be dangerous and could escalate the situation.

Admitting fault: In the heat of the moment, avoid making statements about fault; leave it to the authorities and insurance companies to determine.

Handling a hit-and-run properly helps ensure safety, preserves your legal rights, and increases the chances of the responsible party being found.

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What is Gap Insurance?

By Justin Sonon • September 10, 2025

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What Is Cancel For Any Reason Travel Insurance Coverage?

By Justin Sonon • August 26, 2025

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