Medicare and Gym Memberships

Justin Sonon • September 4, 2024

Can you go to the gym with Medicare plans?

yoga classes with multiple age people


Medigap plans generally do not include wellness benefits or gym memberships. However, if you have a Medigap plan that comes with access to a wellness program (which would be rare), or if you're thinking about a Medicare Advantage plan that offers wellness benefits, here’s how it might work:



Medicare Advantage Plans: Some plans offer programs like SilverSneakers or Silver&Fit, which allow members to join multiple gyms or fitness centers. These programs often provide access to a large network of gyms, meaning you can visit more than one gym as long as they are part of the network.

 

Standalone Wellness Benefits: If you independently purchase a wellness or gym membership benefit through a separate program (outside of Medigap), like SilverSneakers and RenewActive that may allow you to access multiple gyms.


To confirm whether you can join multiple gyms, check with the specific wellness program (e.g., SilverSneakers, RenewActive or Silver&Fit) included with your plan. They often allow access to multiple locations, but it's important to verify with the program or insurer.


Learn more about Medigap RenewActive by UnitedHealthcare UnitedHealthcare Member Portal SilverSneakers Silver & Fit

Recent posts

By Justin Sonon April 10, 2025
Travel insurance can be a game-changer when you're planning a trip, offering you peace of mind in case things don’t go as expected. Here are a few reasons why it's worth considering: 1. Trip Cancellations or Interruptions Life happens. Sometimes you need to cancel or cut your trip short due to illness, emergencies, or unforeseen events. Travel insurance can help reimburse you for non-refundable costs like flights, hotels, and tours. 2. Medical Emergencies If you fall ill or get injured while traveling, especially in a foreign country, medical treatment can be expensive. Travel insurance often covers medical expenses and sometimes even medical evacuation if necessary. 3. Lost or Delayed Baggage There's always a chance your luggage gets lost or delayed. Many travel insurance policies cover the cost of replacing essential items you need until your baggage is found. 4. Travel Delays If you're delayed due to weather, strikes, or other covered reasons, travel insurance can help you cover the cost of accommodations, meals, or alternative transportation until you're back on track. 5. Protection Against Natural Disasters or Terrorism In case of a natural disaster, political unrest, or terrorist activity that forces you to cancel or evacuate, your travel insurance might provide financial protection. 6. Peace of Mind Travel insurance isn’t just about money—it's about knowing that you have support in case something goes wrong. It allows you to focus on enjoying your trip rather than worrying about "what ifs." 7. Rental Car Coverage If you're renting a car during your travels, travel insurance often covers damage, theft, or liability, sparing you from unexpected out-of-pocket expenses. 8. Personal Liability Coverage If you accidentally cause harm or damage to someone or something during your trip, travel insurance can protect you from legal or financial fallout.
old person hand with prescription drug
By Justin Sonon February 12, 2025
Changes to Medicare Prescription Drug Plans